CleartitleRefi helps avoid delays on refinance transactions. Upon review and acceptance of an order, authorization from a Company underwriter will be provided to issue a loan policy without exception for the improperly or undischarged (but paid!) mortgage, all within two business days of the order’s submission. If the document(s) cannot be obtained after reasonable and customary efforts, the fee will be refunded to the homeowner. In addition, the homeowner will be informed that the improperly or undischarged mortgage may affect future transactions and that an attorney should be consulted for resolution options.